96% of all household CO2 emissions come from our cars, home energy, and flights.

Compare cover with us, and to protect the planet, we zero the carbon footprint of the things you insure.

Who are we?


Compare to Zero is the only comparison site with the fight against climate change at its centre.

Just like the other comparison sites, our first job is to help save you money. For any given insurer, the price quoted here should be the same as that quoted by our competitors.

Where we differ, is as a Social Enterprise, we commit to investing at least two thirds of our profits in projects to help tackle the climate crisis.

To guarantee this, we're set up as a community interest company (CIC), which legally locks our assets and environmental objectives into the business.

How do we carbon offset?


To bring you to net zero, we fund United Nations UNFCCC certified carbon offsetting projects to cover the average annual use of the thing you've insured. So, for instance, a car emits on average just under two tonnes of CO2 a year, hence for every car insurance policy sold, we offset at least this amount of carbon.

These projects have a global reach and involve replacing the use of fossil fuels with zero carbon alternatives, such as the construction of a hydro electric plant in Peru, a wind farm in Mongolia, or a solar farm in Gujarat.

Find out more about how offseting works and the amounts we offset per item insured...




What is Net Zero?



Net Zero is shorthand for a net zero carbon footprint, or carbon neutrality. This is done by balancing carbon emissions with carbon removal, such as carbon offsetting.

The UK has committed to becoming net zero by 2050. This will be achieved primarily by moving away from our reliance on fossil fuels, but there may be situations where fossil fuels are unavoidable, and as we are doing here, the government will be looking for ways to balance those emissions with carbon removal.



How do we compare?



To bring you insurance comparison comparable with the big name brands, we've partnered with the insurance comparison experts at Quotezone.co.uk, who've been in the comparison business since 2005. With over one hundred providers on their books, they're ideally placed to help find you good deals.


Still concerned you won't get a great deal? Whether big brand comparison site or small, the insurance providers searched come primarily from the same pool. All things being equal, a provider should return to you the same quote regardless of the quote source. This should be true too, even if you were to go directly to that insurance provider.






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