1. With one easy form, compare quotes from a wide range of insurance providers to find those great deals.
2. Buy a policy, and we receive a referral fee (as do all comparison sites).
3. From this we fund UN certified renewable energy schemes worldwide to offset the average annual carbon footprint of the thing you've insured and fund projects here in the UK to speed us all towards a zero carbon world.
Compare to Zero is the only comparison site with the fight against climate change at its centre.
Just like the other comparison sites, our first job is to help save you money. For any given insurer, the price quoted here should be the same as that quoted by our competitors.
Where we differ, is as a Social Enterprise, we commit to investing at least two thirds of our profits in projects to help tackle the climate crisis.
To guarantee this, we're set up as a community interest company (CIC), which legally locks our assets and environmental objectives into the business.
According to the Committee on Climate Change, 96% of household emissions come from our vehicles, flights, and home gas and electricity.
The answer long term is to move away from the use of fossil fuels but for now we have a stopgap.
Compare and switch your vehicle, home and travel insurances with us, and you'd neutralise nearly all your domestic CO2 emissions, giving you time to figure out true low carbon solutions that work for you.
To bring you to net zero, we fund United Nations UNFCCC certified carbon offsetting projects to cover the average annual use of the thing you've insured. So, for instance, a car emits on average just under two tonnes of CO2 a year, hence for every car insurance policy sold, we offset at least this amount of carbon.
These projects have a global reach and involve replacing the use of fossil fuels with zero carbon alternatives, such as the construction of a hydro electric plant in Peru, a wind farm in Mongolia, or a solar farm in Gujarat.
Find out more about how offseting works and the amounts we offset per item insured...
As a great nation for innovation, where better to find solutions to the challenges we face? We'd like to get involved in projects that make a real impact on climate change but this all requires funding.
The Committee on Climate Change provide insight into the problems we must tackle if the UK is to meet its 2050 net zero carbon commitment. There are many areas to look at, such as clean energy generation, energy storage, efficiency improvements of current technologies and processes, carbon capture, and education. All pieces of the net zero puzzle.
Net Zero is shorthand for a net zero carbon footprint, or carbon neutrality. This is done by balancing carbon emissions with carbon removal, such as carbon offsetting.
The UK has committed to becoming net zero by 2050. This will be achieved primarily by moving away from our reliance on fossil fuels, but there may be situations where fossil fuels are unavoidable, and as we are doing here, the government will be looking for ways to balance those emissions with carbon removal.
To bring you insurance comparison comparable with the big name brands, we've partnered with the insurance comparison experts at Quotezone.co.uk, who've been in the comparison business since 2005. With over one hundred providers on their books, they're ideally placed to help find you good deals.
Still concerned you won't get a great deal? Whether big brand comparison site or small, the insurance providers searched come primarily from the same pool. All things being equal, a provider should return to you the same quote regardless of the quote source. This should be true too, even if you were to go directly to that insurance provider.
We offset the CO2 emitted by the average annual use of the thing you've insured.
Your specific circumstances will very likely differ from the average. If you think you produce more, don't worry as this will be balanced against those who produce less. Remember too, not only do we commit to offsetting but also to invest in research into carbon reduction.
These figures are used to calculate the average offsets.
Travel: 1.9 tCO2. Data on the average distances flown for vacation is hard to determine hence we've based our numbers on a return flight for four from London to the Canary Islands, data here.